Showing posts with label repost. Show all posts
Showing posts with label repost. Show all posts

Monday, March 11, 2013

repost: why I declutter


Metapost: my first attempt at the newfangled blogging thing ended when I decided I no longer identified with the name I'd chosen, and thus The Organized Geek was abandoned.  However, there was some good stuff in there, and I'll be reposting a few selected entries occasionally, so they don't get entirely lost to oblivion. 

Originally posted on 05.11.12.



Stuff is a part of life.  Stuff is accumulated, it serves various purposes, it's an indicator of wealth (did you see how big his flat-screen television was?), it makes us happy.  We need stuff, and over the course of history, most possessions have been valuable, scarce, and often important for survival. 

But that was then.  In the 'developed world,' at this point, stuff is cheap.  Ridiculously cheap.  Most things are essentially disposable; clothing, electronics, furniture, and even vehicles are all purchased with the expectation that they'll break, wear out, or fall apart in a relatively very short time and need replacing.  Where our grandparents would save up for and treasure a good winter coat for many years, we offhandedly own twenty that are all shoddy.  But it doesn't matter, because even before their short lifetimes are up, we'll probably get bored of them and buy new ones out of pure whim.  

Minimalism isn't really about not owning stuff.  It's about identifying value.  

At first blush, it might seem that the root cause of overconsumption, rampant consumer waste, and an actual topic and audience for the TV show Hoarders is over-valuing our stuff.  I can't possibly get rid of any of my twenty winter coats despite the fact that live in the tropics because I love them.  I need them.  They give me a sense of worth, and I would be losing something valuable if I didn't have them.

But let's think about this.

Is this really value?  What is value?  Is it what someone else would pay for the object, or some quantification of the pleasure or usefulness that you personally derive from it?  It's in your possession, after all.  Are you truly happier with many cheap, flimsy things than you would be with fewer really spectacularly well-made ones?  How do you know?

If you're deriving neither use nor happiness from the item, regardless of what you paid for it or what its 'original price' was, it is worthless

Are we, perhaps, actually under-valuing our stuff?  The phrase 'materialism' is generally used to indicate the hoarder-like behavior of accumulating stuff for the sake of accumulating stuff.  But what if we could forge a better relationship with our possessions, and genuinely care about them?  This is a fundamentally different approach.  Appreciating, taking care of, and really enjoying the things in our lives, rather than being ruled by them, seems to me to be a better form of materialism.  If you fell in love with an excellent coat, wouldn't you want it to last for years so you could go on enjoying it instead of throwing it away after a season?  Disposable culture has redefined our relationship with stuff, and not for the better.  Perhaps the problem is that we're not materialistic enough!

When I was little, I participated in the pog craze.  In case you skipped that one, it was technically based on a game developed with milk caps but turned into a pre-teen consumer frenzy in the mid-90's.  Kids bought, collected, hoarded, and traded these little cardboard discs with pictures on them.  Very rarely was the game actually played; it was mostly about the collecting process.  We'd set up little trading posts with each other, and proudly display our expansive collections.  It was quite the phenomenon.

At the time, I had some good friends who lived just down the street.  I'd go over to their house, we'd each claim a corner of the room to set up the pogs we were interested in trading, and then go visit the other 'shops' to haggle and barter.  My little mind was struck with a notion that seemed to have some merit.  My shop instituted a 'quantity for quality' policy, wherein I would encourage my friends to offer their good pogs and in exchange I'd give them piles of crappy ones.  I even made a sign.  They thought this was a wonderful deal.  They were getting ten pogs, while only surrendering one!  What a chump I was!

After a few weeks of this, my friends noticed that I'd accumulated all their high-quality (this is relative, of course.  Fundamentally they were all just silly little cardboard discs.) pogs, while they were left with piles and piles of really cheap, lower-quality ones.  They got sore about it and stopped trading with me.

If what you value is having many things, you will surely wind up with (metaphorically speaking) large piles of low-quality pogs.  Perhaps it won't be a deliberate or conscious process (my friends certainly didn't think to extrapolate the situation beyond each individual trade), but over time actions will align themselves with core values.  Then all the stuff will weigh you down

So what happens if you value good things instead?  If you can appreciate having a smaller number of things, but everything you own is your favorite thing?  Where moving is easy, and there are no piles to trip over, and all your possessions bring you joy?  Wouldn't that be marvelous?

That's why I talk so much about getting rid of things.  Not really out of any ascetic drive or sense of self-deprivation, but out of selfishness.  I want to love all my things, instead of being annoyed by how they're in the way and dusty and taking up so much space.  I want the freedom to take a job across the country and move into a smaller place.  I want to spend much less time thinking about, stressing about, and cleaning my stuff.  I want good stuff that actually enriches my life, dammit!

I'm in no way unique in this, of course, and there are many out there who are on the same journey

On one of the above-linked articles (I forget now which one), one comment in particular struck me:
"I don’t want to be rich, I want to be free. And freedom is worth more than stuff."
Yes.

Tuesday, March 05, 2013

repost: matter


Metapost: my first attempt at the newfangled blogging thing ended when I decided I no longer identified with the name I'd chosen, and thus The Organized Geek was abandoned.  However, there was some good stuff in there, and I'll be reposting a few selected entries occasionally, so they don't get entirely lost to oblivion. 

Originally posted on 03.02.12, this post is about stuff and clutter.   This week's repost is a little late, due to my being out of town for much of last week. 



"Have nothing in your house that you do not know to be useful, or believe to be beautiful." --William Morris  

Stuff.

Most of us, here in 'civilization,' have far too much of it.  It's so easy to accumulate, even if you're not a shopaholic.  Gifts, souvenirs, things that might be useful one day, clothing.  Thingamajigs that were on such a good sale, you bought three just in case.

But now there are far too many things, and the piles are so deep that you can't even find *one* thingamajig, much less your two extras.  Perhaps the house is even fairly clean and organized, but there is just physically too much stuff in the way.  You get frustrated when you need to find something, because the space seems too full and you keep knocking things over.  You find yourself needing to spend an obscene amount of time cleaning, repairing, putting away, and dealing with your stuff.  That's time that could have been spent on something a lot more fun!  Imagine how much time, effort, and money you've spent just to box up, move, and unbox all your superfluous items over time.

That's how I feel.  It takes me too long to get dressed in the morning, because I just have too many options. It's not even possible to walk through most of the office/craft room, because of my huge boxes of fabric, and the last time I sewed something was probably 2006.  We keep saying we need a bigger kitchen because our stuff doesn't all fit in the cupboards, and I've given up on my once cherished notion of clear counters with no perma-clutter.  Dusting is a pain in the neck because of all the knick-nacks.

I can't help feeling that life would be less stressful if we weren't always having to move stuff around to find what we're looking for.   That means (dun dun DUUUUUN) getting rid of stuff.   Not everything, but just the junk that's in the way.  I want to clear the quantity, to make space for the quality.  Remove everything that isn't spectacular.

Until recently, I owned a truly ridiculous quantity of pretty costume jewelry.  It was literally impossible to close the lid on my jewelry box, and if I wanted to wear a necklace it was usually so entangled with all the other ones that I would give up and just not bother.  I had probably hundreds of pairs of earrings, and couldn't wear any at all due to my ears' recent manifestation of obnoxiously good taste.  I went through and purged about 75% of the necklaces and bracelets, and got rid of all but my three favorite pairs of earrings.  Those I paid an annoying amount of money to put new (gold) earwires on.  Now everything in my box is untangled, usable, and easily visible.  I've actually started wearing and enjoying my jewelry again, since I can find the piece I'm looking for.  As a plus, I brought the big bag of castoff jewelry to a friend's party, and everyone had a grand time going through it and choosing new treasures to add to her own collection.  I call that win-win!  I want that great feeling in more areas of my life.

Today I came across a fabulous new term: joy-to-stuff ratio.  This perfectly describes what I want to do in this decluttering endeavor: reduce the denominator in that expression.  I'm sure I'll set missions for myself in the future that focus on increasing the numerator, but one thing at a time.  Ultimately, it's all about maximizing one's own joy-to-stuff ratio.

There are three main barriers to getting rid of superfluous stuff, as I see it:

  1. Laziness.  This one's pretty straightforward to circumvent.  This is not to say that it's easy; just simple.  Self-ass-kicking is involved.
  2. But-what-if-I-need-it-someday syndrome.  This requires relaxing a bit.  The world won't end if I suddenly become a seamstress and only have one bin of fabric instead of four.  If I take up professional kazoo-playing, I'll go out and buy a damn kazoo.  The universe has a way of working out, especially for those of us who enjoy thrift shopping and yard saling.  I don't need to hang on to anything that's not awesome for me to have right now. 
  3. Sentimentality.  But my great-step-aunt-seven-times-removed gave me that moldy afghan!  I can't possibly get rid of it, or I'll be haunted by guilt for the rest of my life!

It's this last one that I want to take a stab at tackling right now.  Living a life of guilt is no fun, so I'm going to give myself permission to actually feel good about clearing space in my life, even if it means no longer hanging on to sentimental (but useless) items.  This is challenging.  So I'm going to periodically write a post about some sentimental item that I'm ready to allow to leave my life.  The memories are not the items, I won't lose the memory of that special person just because I no longer have a particular bit of clutter to dust, and there are no happy-memory police who will show up on my doorstep and ticket me for getting rid of a gift from a loved one.  I'm going to explore the memories here, which are really what's important, and then allow the items to go on their way.  Here goes!

Monday, February 25, 2013

repost: gender rant

Metapost: my first attempt at the newfangled blogging thing ended when I decided I no longer identified with the name I'd chosen, and thus The Organized Geek was abandoned.  However, there was some good stuff in there, and I'll be reposting a few selected entries occasionally, so they don't get entirely lost to oblivion. 

Originally posted on 04.26.12, this post contains a rant about gender policing and the power of gendered insults.  Looking back, I still had (and still have!) a lot to learn on the topic, so some of my ideas are a little simplistic.  But here it is anyway.  A few notes and links have been added.



...honest discussions about gender politics, as with this amazingly well-written and empowering letter and the comments upon it.  The Internet is an amazing place, and it's full of both thoughtful, insightful people who know how to be civil to one another and insecure jackasses who need to insult each other with every remark for no apparent reason.  It's so nice when the former group can get together and have a real conversation!

To be more on-topic, it's always bothered me profoundly when people use the terms 'girly' or 'gay' to be insults.  A casual 'what a pussy' or 'that's gay' is both incredibly denigrating to a huge proportion of the population and usually completely irrelevant to the topic at hand.  I've heard people call each other gay for the silliest things, like messing up in a game or being late to an event.  What on the green hills of earth does sexual orientation have to do with punctuality?  I was once called a slut for standing in the way in a hallway.  The irrelevancy just about caused my head to explode with confusion even as I was reeling from the shock of the strength of the insult.  What's the point here?

Okay, okay, I know about the male need to verbally bash the bajeezus out of each other in order to show affection.  I don't have to understand it, but I get that it's a thing.  However, there's a difference between calling someone an incompetent jerk (which might be at least subjectively true based on immediate evidence) and using an incredibly personal insult that has nothing to do with what's going on, may or may not be true, and at best denigrates an entire sector of humanity to everyone in earshot.  Associating unacceptable or 'inferior' behavior with being a 'jerk' (or insert your favorite relevant insult here) is one thing (jerk being a descriptor that is defined by such behavior), but associating that unacceptable or 'inferior' behavior with being a 'girl' or a 'fag' is quite another.  What message does that send to any girls [update: ye gods.  Girl?  Really?  I apparently wasn't bright enough to use the more appropriate non-infantilizing word 'woman' here] who might overhear you?  That they're automatically inferior, and it's a bad thing for anyone to be lowered to their level.  What message does that send to straight men in the room?  That they'd better be afraid of having any 'feminine' qualities [update: this also reminds men that women are bad and inferior and not to be taken seriously.  Hooray for reinforcement of pervasive and deeply problematic cultural narratives].  What message does that send to your friend who hasn't yet quite worked up the courage to tell his buds that he might be gay?  That he's bad, wrong, inferior, and should shut up.

Even if you make the case that the terms have become divorced from their original meanings in the head of the person using them and are generic insults completely devoid of gender-related or sexual meaning, what excuse is that?  Oh, because it's an unthinking propagation of destructive stereotypes it's okay?  Words have power, whether you're bothering to think about it or not.  

\end{rant}

Wow, that apparently touched a nerve.  I didn't intend to do quite that much ranting on the topic!  Moving on.

Taken from the comments of the above letter:

As soon as children learn that gender roles vary by culture, they can start thinking about what sort of culture they want to see when they’re adults. And that, historically, is how social revolution begins.

Hear hear!  For even more perspective, dig this take on historical gender perceptions!  From that article:

The more research we do, the more it seems like the only behavior consistently considered normal is the tendency to be way too strict about what normal behavior actually is -- and then being really shitty to the people who don't conform.

Pink used to be considered to be infinitely more manly than blue, and the danger of dressing your baby androgynously is that it might grow up to be the president of the united states.  Cultural biases are not only localized in space, but in time.  It's all remarkably arbitrary, which makes it even more ridiculous how fervently people will cling to the discrimination fads of the moment.  

And here's my favorite definition from the comments to the open letter linked above: 

Homophobia: The fear that gay men will treat you how you treat women.

...explains a lot, doesn't it? [update: this is an extremely simplistic view, is largely presented for humor, and fails to take quite a few issues into account.  This statement is not to be taken literally, and is one of those cases wherein I need to learn to grow up a little.]

Ultimately, boys are better at peeing standing up, and girls can grow new humans.  Other than that, we're pretty much people.  Aside from the Grand Unifying Theory of Gender Relations, of course.  [update: another semi-serious, semi-humorous, rather thoughtless reference.  The more I learn, the more problems I see with this 'Grand Unifying Theory' that I used to adore.  Perhaps I'll deconstruct that at a later date.]

Let's teach the next generation a little civility and acceptance, shall we?

Monday, February 18, 2013

repost: eat food

Metapost: my first attempt at the newfangled blogging thing ended when I decided I no longer identified with the name I'd chosen, and thus The Organized Geek was abandoned.  However, there was some good stuff in there, and I'll be reposting a few selected entries occasionally, so they don't get entirely lost to oblivion. 

Originally posted on 01.04.12, this post contains some of my thoughts about food, specifically related to food budgeting.  The timeline is of course out of date, and a few things have been updated from the original, in order to fit into the new vernacular of this blog. 




I found the above fabulous flowchart from The Summer Tomato today.  It puts me in mind of Michael Pollan's summary of the entirety of his own advice, 'eat food, not to much, mostly plants.'  How many of us truly follow this type of advice?  Unless I've bought the given product before, I'm constantly reading labels and getting jumpy if there are unpronounceable ingredients or my favorite, 'natural flavoring.'  However, I'm sure I still purchase and eat more than my share of not-food.   

In my budgeting adventures recently, Husband and I sat down to take a real hard look at our financial situation.  Our main expenditures are for housing, fuel, and food.  Housing costs are pretty stable and unchangeable, since our rent isn't likely to change and we already keep the house between 55 and 65 F during the winter.  It was the spreadsheet cell labeled 'grocery' that was truly staggering.  There's absolutely no reason, even with rising food prices and an unstable economy, that two people should need to spend that kind of number just to keep fed.

For reference, I've been tracking my own spending for nearly the past year (see immediately previous post), but have not been following the spending out of our joint account.  This despite the fact that I have personally used the shared debit card for an awful lot of grocery shopping, for the simple reason that I didn't have enough money in my own account at the time.  Bad me for not paying more attention!  

In addition, while I do make an effort to take frugal measures when shopping (scouring the circulars to figure out where to do the week's shopping, clipping coupons when they present themselves, stocking up on stuff when it's on sale, etc.), obviously there's been more than a little mindless spending when it comes to the grocery store.  We do tend to splurge on good ingredients fairly often, since we both love to cook and are amateur foodies.  Food spending falls into three basic categories: 

  • Deliveries from our local CSA: I'm not giving this up unless I absolutely have to.  Fresh, in-season, local food is absolutely worth it.  I need my fresh veg.  Maybe it should drop to every other week.
  • Pet food: our dog and cat are both on species-appropriate whole prey model raw diets, but I already buy their meat only when on sale and portion and freeze it myself, so I seriously doubt this eats up too much of the budget.  The guinea pigs get fresh veggies along with their pellets and hay, but it's generally leftover bits from prepping ingredients like carrot peels, stuff that's about to be past its prime anyway, or cheap bins of leafies from Costco.
  • General grocery
So what really is to blame?
  • Too much processed food: this is pretty minor, since we do both cook so much.  But why are we always buying so much store bread when I love baking?  The answer, of course, is that I'm just a little too lazy and don't have enough of a plan to make the time to bake enough bread for the week.  This applies to multiple things; what business do I have ever buying pickles, when I've canned up so many jars?
  • Over-purchasing:  looking into our pantry is a fear-inspiring endeavor, since it seems the piles of goods may fall on you at any moment.  Heaven help you if you wanted to add something to a shelf.  The fridge, similarly, is quite a deathtrap.  
  • Lack of inventory management: last year sometime we organized and inventoried everything in the pantry, fridge, freezer, and chest freezer.  However, it hasn't been updated particularly regularly, and so has fallen into irrelevancy.  Not knowing what we already have leads to both over-purchasing, and...
  • Food waste: throwing away what was perfectly good food and only isn't due to inattention is idiotic.  Far too many containers of leftovers get lost at the back of the fridge only to be discovered when they're developing intelligent life, and far too much good produce goes to the crisper drawer only to turn to slime out of either negligence or simply not thinking of something to do with it.  
The solution: in addition to re-instituting some sort of inventory management system, I think it's finally time to try out menu planning.  Ordinarily meals are crafted by staring into the fridge for a while until an idea occurs to one of us.  This means that we both have to keep a huge assortment of ingredients on hand at any one time for any unknown genres of food (hence part of the overstuffed fridge problem) and that shopping is done on the simple method of replenishing whatever gets used up whether it's truly a staple or not, coupled with whim.  And whim gets expensive.  My CSA orders are similarly random, and I just guess what we might find a use for in the coming week, thus leading to languishing slimy lettuce.  There must be a better algorithm to find a practical optimum for the system.  

In theory, sitting down to plan a week's menu shouldn't take too much time, and should allow for both more selective shopping and less stress after work.  I've never done this sort of thing before, aside from planning a few days' worth of bento lunches at a time.  We'll see how it goes.

Along with all those plans, we're talking about a new policy that prohibits using the shared account for food.  If I have to use my own money, it's quite likely that the pressure will be a great help in enforcing frugality.  It's working for everything else, so why not apply it to this as well?

I think there may be all of three people who know this blog exists at this point, but in case anyone has input, what do you think?  Any thoughts or tips on menu planning or reducing grocery expenditures?  How are these things handled at your house?

Friday, February 08, 2013

repost: conservation of dollars

Metapost: my first attempt at the newfangled blogging thing ended when I decided I no longer identified with the name I'd chosen, and thus The Organized Geek was abandoned.  However, there was some good stuff in there, and I'll be reposting a few selected entries occasionally, so they don't get entirely lost to oblivion. 

Originally posted on 01.03.12, this post lays out my fundamental approach to finances and budgeting.  






Budgeting.

It's not a dirty word, I promise.  For most of the past year I've been tracking all of my spending, and adding it to a spreadsheet on a month-by-month basis.  A few small cash expenditures almost certainly slipped through the cracks, but overall my spreadsheet represents everything that comes both in and out.

Before I started tracking, I naïvely assigned fairly arbitrary 'budgeted' values to the various categories I'd made up off the top of my head.  The reality of my spending adjusted those numbers quite a bit.  I'd like to share a little bit of my financial tracking system here, as well as illustrating the lessons I've learned.

The Equation
I've always loved being able to reduce a seemingly complicated system into its simpler parts.  If all the rest can be derived from a few core principles, why bother remembering all the fiddly details?  Despite all the specific, complex, and/or baffling budgeting tips out there, it all comes down to one fundamental equation.

$ in > $ out     (1)

As long as this holds, your financial plan is sound.  It's really all you need.  All the rest (earn more, use x or y pesky little money-saving tip, clip coupons, etc.) follows.  

The Tools
For day-to-day tracking, I'm in love with the pocketmod.  It's really just a way of folding a piece of paper into a little book, and you can specify the type of list or information you want on each page, and it will let you print it out.  I use the first two pages for a running to-do list, and the rest for recording transactions.  It's super low-tech, but it works for me, and always lives in my bag.

I know people out there love Mint, Quicken, etc., but I'm a fan of old-fashioned spreadsheets.  More specifically, I love Google Docs simply because I can update and read my budget from anywhere, and never worry about not having an up-to-date version of the file.

To calculate how long it will take to pay off various debts, I was thrilled to find this debt snowball spreadsheet.  It lets you choose from a variety of methods, including the downright sobering figures on how much interest you'll be paying for how long if you choose to only make minimum payments.  While the higher-interest-first method makes the soundest financial sense in that you wind up paying less interest, there's a lot to be said for the psychological encouragement that comes from the lowest-balance-first plan since you get more victories earlier in the game.  Fortunately, for me those wound up being one and the same.  Thanks to this sheet I know exactly how much to throw at each debt in turn, and exactly how long it will take.  You can also enter in 'snowflakes,' or one time payments, in case you want to toss a little extra money on the highest priority debt, and it will take that into account.  Get Rich Slowly also posted a review of this spreadsheet.

Lessons Learned
  • Don't bother setting initial budget values.  Just track your actual spending, and go from there.
  • Feel free to revise your categories.  Today I wen through and made a brand new sheet for this year's tracking, and took the opportunity to reformat, recategorize, and edit.  There were several categories that are no longer relevant, and instead of having a random list I have to poke through every time I want to add a value, I sorted them into categories.  The pie chart at the top of this post has my new projected monthly expenditure breakdown for 2012.  There's not a lot in the 'savings' wedge, admittedly, but that's because I'm throwing everything I can at my debt snowball right now. 
  • Include notes in your budget.  If you're using a spreadsheet for tracking spending, I highly recommend a second column next to each month's numbers, for notes.  That way, in case you wonder why the heck your 'other' category was so high in April of last year, you'll know that it was because your best friend got married and you suddenly had to buy an overpriced chartreuse layer cake gown.  If you set the column to not wrap the text, then you can simply make it super narrow and it effectively disappears.  Then it won't be in the way of looking at the overall figures and you can always expand it if you get curious. 
  • Tracking really isn't that hard!  I got lazy sometimes and would figure that I could always just look at my debit card bill and figure it out from there.  Unfortunately, the 'what the heck was this charge for' line on account statements are often far from clear, and I've spent my share of time looking up addresses in an effort to divine where I spent that particular $15.  Just writing it down when I'm at the store is a lot easier.  
  • Put a place for income on your spreadsheet.  The corollary to this is that you get a savings entry, being the difference between your income and your spending.  This number gives you a healthy little panic attack when it goes negative, meaning that you broke the cardinal rule.  See equation 1!
  • Don't accrue more debt while you're paying it off.  My general financial awareness improved by several orders of magnitude when I set a personal moratorium on credit card spending.  When you're spending real money instead of pretend numbers on a statement, you suddenly care a lot more.  A couple of times I've gotten pretty close to being genuinely broke, and then had to become a serious cheapskate for a week or so until my next paycheck came in.  It was a good experience.  While I was previously in a pretty good habit of paying off what I spent on the credit card (above a certain amount of permanent balance; bad me!), it just feels different when you feel each purchase rather than just tossing whatever lump sum you've got around on the card later.  I'm definitely spending less on trivial things this way.  
Some Final Thoughts
Tracking my spending and building a real budget has been quite an illuminating process, and is actually kind of fun.  You don't need to learn complicated software or get a budgeting app, and the manual process is probably more satisfying anyway.  Give it a try!